Terms & Conditions

Company Name	[Company Name]
Company Address	[Company Address]
DBA Reference

Terms & Conditions

Welcome to Summit Growth Academy. These Terms & Conditions govern your access to and use of our website, learning platform, Credits system, online courses, educational resources, downloadable materials, and related services provided by [Company Name]. By creating an account, purchasing Credits, enrolling in courses, or using any part of the platform, you agree to comply with these Terms.

1. Eligibility

• You must be at least 18 years old to create an account
• Users under 18 must have permission from a parent or legal guardian
• You agree to provide accurate and complete registration information
• You are responsible for maintaining accurate account details

2. Platform Services

Summit Growth Academy provides professional digital marketing education through online courses, training programs, educational resources, and practical learning materials.

Available course categories may include:

• Search Engine Optimisation (SEO)
• Social Media Marketing
• Paid Advertising & Performance Marketing
• Content Marketing & Brand Development
• Marketing Analytics & Foundations

Courses may be available at Beginner, Intermediate, Advanced, and Expert levels. Course content, curriculum, pricing, and learning materials may be updated periodically.

3. Student Accounts

• Each account is intended for use by one individual only
• You are responsible for maintaining the confidentiality of your login credentials
• You must notify us immediately of any unauthorized account activity
• Account sharing is prohibited
• Accounts involved in suspicious activity may be restricted or suspended

4. Credits System

Summit Growth Academy uses a virtual Credits system for course enrollments and eligible platform purchases.

• Credits can be purchased through your account dashboard
• Credits may be redeemed for courses and educational resources
• Credits have no cash value
• Credits cannot be sold, transferred, or exchanged between accounts
• Bonus Credits may be awarded through promotions or special offers
• Bonus Credits are non-transferable and non-refundable

5. Payments and Billing

• Payments must be completed before Credits are added to your account
• Transactions are processed through secure third-party payment providers
• Supported payment methods may vary by region
• Pricing and promotional offers may change without prior notice
• Charges may appear on statements under [Company Name]

6. Course Access and Enrollment

• Courses are unlocked by redeeming Credits
• Access is linked to the account used during enrollment
• Courses may include video lessons, worksheets, templates, guides, and downloadable resources
• Course access rights are subject to the terms displayed on the course page
• Access may be restricted if these Terms are violated

7. Intellectual Property Rights

All content available through Summit Growth Academy remains the property of [Company Name] or its licensors.

• Video lessons and educational content
• Course modules and learning materials
• Marketing templates and worksheets
• Graphics, images, and visual assets
• Branding, logos, and trademarks
• Platform design and functionality

8. Permitted Use

Your access is provided solely for personal educational purposes.

• You may not share account access with others
• You may not copy, reproduce, or redistribute course content
• You may not resell learning materials or resources
• You may not use platform content for commercial redistribution
• You may not remove copyright or ownership notices

9. Prohibited Activities

• Attempting unauthorized access to systems or accounts
• Uploading malicious software or harmful code
• Interfering with platform operations or security
• Using the platform for fraudulent or unlawful purposes
• Abusing Credits, promotions, or referral programs
• Violating applicable laws or regulations

10. Service Availability

Platform access may occasionally be interrupted due to:

• Scheduled maintenance
• System upgrades
• Security improvements
• Technical issues
• Third-party service interruptions
• Events beyond our reasonable control

We are not responsible for temporary interruptions in service availability.

11. Disclaimer of Warranties

All services, courses, and educational resources are provided on an "as available" basis.

• We do not guarantee specific educational, business, or career outcomes
• Results depend on individual effort, implementation, experience, and market conditions
• We make no guarantee regarding earnings, business growth, or professional success

12. Limitation of Liability

To the maximum extent permitted by law, [Company Name] shall not be liable for indirect, incidental, special, or consequential damages arising from your use of the platform.

Our total liability for any claim shall not exceed the amount paid by you for the Credits or course related to the claim.

13. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of Hong Kong. Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

14. Changes to These Terms

We may update these Terms & Conditions from time to time. Updated versions become effective immediately upon publication on the website. Continued use of the platform constitutes acceptance of any revised Terms.

15. Contact Information

[Company Name]
[Company Address]
[Company Email]